The Homelend Platform
Alternative Documentation
Program Highlights
- Bank Statement 1099, CPA P&L, Asset Depletion, AUS (DU)
- 620 Minimum Credit Score
- 90% Max LTV/ CLTV Purchase
- 85% Max LTV/ CLTV R&T Refi
- 80% Max LTV Cash-Out Refi
- Max Loan Amount $3.5mm
- Max Cash-Out $2.5mm
- IO Option
Borrower Profile
- Mortgage Pay History 1x30x12
- Non-Permanent Resident Aliens
- BK/ FC/ SS/ DIL: 36 Months Seasoning
- FTHB
- Max DTI 55%
Loan Characteristics
- 12- or 24-Months Bank Statements
- DU Approval for Credit/Income/ Assets
- SFR, 1-4 Units, PUD, Condo
- Primary, 2nd Home, Investment
- Non-Warrantable Condos
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